Aon’s Church Event - User Group insurance Program is designed to provide broad protection for situations in which an event holder must defend itself against lawsuits or pay damages for bodily injury or property damage to third parties. This policy also gives protection to the church adding them to the policy as additional insureds. Examples, such as a slip & fall or damaged floors are covered by his type of policy. Exclusions do apply – please refer to the policy wordings for a full list of conditions.
Both private and public events, including receptions, room rentals and recitals. Events will be selected during the online application process. If the event is not listed you can contact us by email at church.certs@aon.ca
The person, group or organization responsible for the organization and promotion of the special event – typically the signer of the facility rental agreement.
The program provides for a $5,000,000 limit of liability.
We offer General Liability, which includes bodily injury and property damage to third parties. Coverage also includes Voluntary Medical Payments, Tenants’ Legal Liability and Personal & Advertising Injury.
Preapproved rates can be found under the "Program Description" section contained within the website. An Insurance Administration Fee of $10.00 (plus applicable HST) will apply in addition to the above noted rates. The Insurance Administration Fee (and applicable taxes) is non-refundable.
The policy protects the person, group or organization under whose name it was purchased. This policy also gives protection to the church hosting the event by adding them to the policy as additional insureds.
To purchase a policy simply click on the Apply for Coverage link or "click here" to get started. Confirm which church you are renting facilities through and then enter the event details by going through our easy step-by-step process. You will then receive a quote within minutes. You may purchase and bind online, at which time you will receive a Certificate of Insurance confirming your coverage details.
Policies can only be bound using our online system.
You may pay by Visa or MasterCard via our online system. Our system will also accept Debit Visa and Mastercard Debit.
In the event the church you are renting facilities through allows alcohol to be served when utilizing their venue, your policy can be extended to include Liquor Liability to protect against alcohol-related accidents. Coverage only applies if this option has been specifically purchased for an additional premium.
Liquor liability is an option you can purchase if you serve or sell alcohol sales at your event. This type of insurance provides coverage for bodily injury or property damage for which you may be held liable. Liability may arise from causing or contributing to the intoxication of any person; violating any statute, ordinance, or regulation relating to the sale, gift, distribution, or use of alcoholic beverages.
Coverage must be purchased at least 24 hours before the start of your event.
When you purchase an online policy, you will be immediately prompted to print or save your documents. You will also receive an email copy of your policy in PDF format.
Due to strict insurance regulations your privacy and security is our first and foremost priority. We do not provide your information to third parties. We encrypt sensitive information using secure technology to protect your data.
Premiums are fully earned and must be paid in full. Refunds or cancellations are not permitted after the effective date of coverage.
In the event you would like to cancel coverage, please send an email to an Aon broker at church.certs@aon.ca
Yes, a $1000 deductible applies
All Claims are reported to Markel Canada Limited at 1-800-223-8858 or via email at canadaclaims@markel.com
