The Province of British Columbia on behalf of the selected Ministries of the Provincial
Crown has agreed to arrange Liability coverage for your operations related to the
delivery of the agreed upon services.
All costs pertaining to this coverage have been paid by the Ministries.
This policy provides the contractor with Third Party liability coverage only for claims
that may arise during the contractor's operation (eg. A client or third party is injured
or sustains property damage caused by the negligent act of the contractor subject to
No, it does not insure the actions of a foster child unless those actions relate to your
legal liability as a foster parent and it does not insure any damage to buildings or
contents that you own, rent or occupy.
The Foster Parent would normally have their own homeowners or tenants insurance
covering personal property. Should the homeowner's or tenant's policy not respond,
there is the
Foster Parent Insurance Program
that provides coverage against loss or damage to your personal belonging that may occur due to
the malicious or wilful acts of a child placed in your care. This coverage will only
address those claims that are denied by your Primary Insurer due to malicious or
wilful acts of a child in your care.
No, this policy does not provide any worker's compensation type coverage.
The Named Insured as stated on the Cerlificate of Insurance and also includes the
following Additional Insureds:
No, this policy only provides Third Party Legal Liability.
Before reporting a claim, please review the Insurance and FAQ section on this website to help determine if you have a valid insurance claim "Insurance & FAQ link"
The assigned adjuster will investigate the claim to determine if this insurance applies to your claim circumstances.
If you’ve received a notice of claim, or you think you might receive notice, please contact the Master Insurance Program managing
broker Aon Reed Stenhouse as soon as possible:
Download Claims form
No, the claim should first be reported to Aon Reed Stenhouse.
No, this is a blanket limit and can not be increased on an individual basis.
No, you would need to purchase your own insurance for activities not related to your
Yes it will, that operation would be considered fully covered by this policy.