The Stewardship Partners Insurance Program (SPIP) was created for groups who voluntarily maintain recreational sites, trails and park maintenance on crown-owned land. SPIP is administered by Aon Reed Stenhouse Inc (Aon) and has two components: a third party general liability insurance policy for the enrolled stewardship partner, and an Accidental Death and Dismemberment (“AD&D”) policy for all volunteers performing work on behalf of the stewardship partner.
SPIP general liability provides $2,000,000 per occurrence of coverage and protects the stewardship partner for liability arising out of the approved activities set out in their Partnership Agreement with the Province. Stewardship partners remain responsible to arrange coverage for their other insurance needs such as automobile, their own property and equipment coverage and/or commercial general liability for all their activities outside of the activities specifically set out in their Partnership Agreement.
SPIP AD&D insurance has a principal sum of $40,000 and provides limited coverage for the stewardship partner’s registered volunteers under the age of 85 who suffer an injury during the course of performing the approved activities set out in the Partnership Agreement with the Province.
This coverage is put into place at the direction of the Province, on behalf of the stewardship partners. The coverage is provided at no cost to the stewardship partners.
